A Simplified E-Wallet Design Guide for 2021

E-wallet app designing – The COVID-19 pandemic has created havoc in the world by forcing people to get locked in their own homes. There was not a single person over the roads during the times of the pandemic. Despite that, digital transformation has carved a way towards a new era, even amidst the chaos of the coronavirus pandemic. From no physical contact to digital transactions, we are gradually marching towards a truly “contactless era”.

E-wallet app

Customers are moving away from traditional payment methods to avoid direct touch, and they have started transacting through smartphones. As per Mordor Intelligence, over 25 percent of customers use their smartphones for daily purchase. This increased usage of smartphones shows a great opportunity for mobile wallet app development. Therefore, designing a customer friendly mobile wallet app became a top priority for the FinTech companies.

Designing mobile wallet apps is indeed challenging. You need to gain an in-depth understanding of the e-wallet app market and do extensive research on mobile wallets and its related technologies. You can read through user reviews and various online contents to know more about a mobile wallet app.

But the challenge becomes an opportunity for innovation when you clearly understand every single aspect of wallet app design. If you want to know more about these aspects of e-wallet app designing, then this blog is for you. In this blog, we will discuss with you 5 steps to design an amazing wallet app.

5 steps to design a successful e-wallet app

The mobile wallet is a virtual wallet that stores all of your digital currencies, credit/debit card details, discount redeems, and many more. Users can make payments from this app on online shopping, malls, restaurants, and even retail stores.

Because of an increase in digital payment users, mobile apps are becoming popular day by day and replacing physical wallets, eventually. And that is why many new players are keen to develop an advanced digital wallet app. Here are some steps that you should consider at the time of digital wallet app development:

1. Understand the buyer persona

Most users do not prefer to use a lot of navigation options or buttons. Hence, mobile wallet developers should minimize the user interaction via buttons up to a bearable extent.

You need to study the demographics of potential customers before starting with your e-wallet app development. Generally, the user demographics for mobile wallet users comprise working professionals, students, and senior executives. The banked or unbanked population and customers with the least understanding of technology are also part of these demographics.

Different user personas will use your mobile payment systems for different needs. For example, someone may use your app for transferring money, while the others will use your app just to make instant payments at nearby shops.

2. Make an accurate user flow

User flow is the sequence of steps that users would require to perform tasks on a mobile wallet app. Although the user journey differs as per the user type, consider the majority user type while designing the user journeys for your e-wallet.

While designing the user flow for a mobile wallet app, you need to focus on maintaining the main aim behind the app development. You need to keep in mind that user objectives vary from user to user.

digital wallet app development

3. Wireframing

Wireframing is an excellent way to design a mobile wallet app at a structural level. It is used to lay out content and functionality of the customer journey page. Besides this, wireframing provides an early visual that you can use to review with the client.

Along with this, wireframes ensure the current positioning of page content and functionality based on user and business needs. It is used as an effective way for project team members to agree on the project’s vision and scope.

4. Visualise the design

The visualization of the e-wallet app designing process is an aesthetically pleasing step. Sent money option, wallet balance, linked card balance, financial transaction summary, receive money option, pay bills functionality, etc are some of the elements that you need to focus upon while visualising your mobile wallet app’s design.

Furthermore, the primary goal of visualising app design is to reduce distractions to maximise user experience. That is why you need to focus more on using muted colour pallets, simple fonts and typography.

5. Integrate e-wallet app design components

Your e-wallet UI design should incorporate creative app design elements to offer an astonishing experience to the users. Its background should flawlessly incorporate several elements of UI design, including icons and third-party logos.

The home screen designs contain payment icons, balance icons, transaction history graphs, third-party bills, utility services, offers, and more. For this much information, keep your design isometric.


Mobile wallets are here to stay. Apart from preventing oneself from direct touch to avoid the virus, it is also a way to stay safe from online thefts and robberies. And with so many digital wallet apps gaining popularity, they guarantee a promising future.

In this blog, we have provided you with a detailed guide to designing a cutting-edge e-wallet. However, you need to make sure that the product you deliver to your customers is built with perfection concerning their specific needs. This perfection begins with an astonishing digital wallet app design.

Although many designers find it cumbersome to design an e-wallet, now you can contact a prominent wallet service provider to design the best digital wallet for your business. If you’re looking for an e-wallet development company that can help you with the digital wallet platform development and its design, then you can connect with us at any time.

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Article Author Details

Nikunj Gundaniya

Nikunj Gundaniya, Product manager Digipay.guru, one of the leading Digital wallet solutions, which provides mobile finance application development services. He is a visionary leader whose flamboyant management style has given profitable results for the company. He believes in the mantra of giving 100% to his work.