Get to Know More About the Bajaj Credit Card

To meet your myriad of personal and professional goals, the Bajaj Finserv RBL Bank SuperCard is an exceptional product that you can opt for, which packs the features of 4 cards in one. With a Bajaj Finserv credit card, you can meet your diverse needs, be it monthly purchases or EMI financing – all the while offering savings and lucrative rewards at every step of your way.

Bajaj Credit Card

Whether you purchase gadgets, buy a smartphone or pay bills – you can spend at your heart’s content with this SuperCard. With this Bajaj card, you do not require to save to invest. Instead, you can fund your requirements and keep in the process. Take a look at what a SuperCard has to offer –

1. Use it as a debit card to withdraw cash from ATMs

To take care of your immediate financial requirements, you can use your Bajaj Finserv RBL Bank SuperCard as a debit card. You can withdraw interest-free cash for up to 50 days from ATMs against your card’s credit limit. Here, you are required to pay a nominal processing fee of 2.5%.

Bajaj Finserv also brings pre-approved offers on credit cards that make availing these straightforward. These pre-approved offers come with personal loans, business loans, home loans among a host of other financial products. You can check your pre-approved offer by sharing a few necessary details like your name and contact number.

2. Use this as an EMI card

At times, limiting oneself to a strict budget can be difficult. Unlike when you had to devise ways to accommodate hefty expenditure, you can now use a credit card from Bajaj Finserv to shop around 1 million+ products within its EMI Network.

Once you make a purchase, from offline or online partners, you can convert the bill into easy instalments. Besides, all the EMI conversion on your credit card happens in a paperless hassle-free manner. Furthermore, you can enjoy attractive RBL credit card interest rates and exclusive privileges and offers every time you shop on its EMI network.

You can apply for Bajaj Finserv RBL Bank credit card online and fund your small or big-ticket expenses conveniently.

3. Use this credit card to rack up reward points

With the SuperCard in hand, a user can accumulate reward points and later redeem the same for discounts, cashbacks, gift coupons, etc. Shop anywhere in the country or abroad by using your Bajaj Finserv credit card to earn points on every purchase. Along with this, you can also receive up 20,000 reward points as a joining bonus.

Plus, you enjoy discounts on booking movie tickets, complimentary airport lounge access and fuel surcharge waivers as well.

4. Use it as a loan card

Emergencies come unannounced, be it a healthcare issue or meeting the deadline of your child’s tuition fees. In such situations, a Bajaj Finserv credit card presents you a novel solution. Instead of opting for a hefty loan amount on high interest rates, use this SuperCard as a loan for arranging instant cash.

The SuperCard allows you to convert credit limit into a personal loan for 3 months at interest-free rates. Furthermore, you can pay the utilised amount in 3 easy instalments within 90 days with zero-interest. You are only required to pay a 2.5% loan-conversion processing fee. These are the 4 reasons you can select your SuperCard as your credit card.

Eligibility requirements to avail the SuperCard

Abide by the following eligibility criteria to apply for a SuperCard –

  • Hold a CIBIL score of 750 or more.
  • Be at least 25 years of age and not more than 65 years.
  • Possess a healthy credit history and no defaults on payments.
  • Reside at one of the Bajaj Finserv credit card live locations in India.

Now, that you are aware of the benefits and eligibility criteria required for a SuperCard, you can apply for one. Make sure to pay the bills in time to improve your CIBIL score.

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Article Author Details

Riacha Sharma