Do you need some urgent funds to meet any of your urgencies like medical emergency, consolidating high interest debts and more? If yes, then you can easily opt for a finance option in the form of an online personal loan.
A personal loan is one of the easy loans options that comes to your without asking for collateral. The loan is offered on the basis of your CIBIL Score, employment history and more.
Anyone with a Credit Score of 700-750+ can get instant loan approval at a lower rate of interest. Based on your creditworthiness, you can easily borrow as high as up to 25 lakh from leading online lenders with a flexible tenor of 12-60 months.
If you have avoided applying for an instant loan like a personal loan concerning the formalities that you need to do, then you don’t have to worry at all.
Nowadays, all leading online lenders extend the facility of loan app. As a result, you can apply for a personal loan and other services right via your smartphone. This way, you can save time and effort typically spent in meeting a lender personally. Bajaj Finserv App is one of the advanced online loan apps that you can use today.
Go through this article if you wish to know some reasons or the benefits of applying for easy loans via an online loan app. Read on!
Benefits Of Applying For Easy Loans Via Loan Apps
- Track Active Relations
– You can easily view and manage your presently active loan and investment
accounts on the online loan app. It is also easier to make payments, download
financial statements and manage all on the go.
- Manage Earlier Accounts
– Via the online loan app facility, a customer can also access information on
all closed loans and investments accounts.
- Checking out Personalized Pre-approved Offers is Dead Easy – You can also check out your customized pre-approved
loan offers and product information. You can also request a call back by simply
sharing your basic details such as your name and mobile number.
- Making Payments is Easier – Applying for a personal loan and enjoying up to 45%
lower EMIs on payments is now possible via the loan apps such as Bajaj Finserv
App. Besides, you can also prepay or foreclose the loan account and even access
details on future payments.
- Drawdown Facility is Available – The instant loan apps of prominent lenders can easily
help you request drawdown functionality. It can easily be done by getting your
OTP authenticated.
- Receive Notifications
– You can also download statements, view payments and get notified on many more
on the home page under the notifications tab. You can enjoy such a facility for
the entire personal loan duration of 1 year to 5 years.
- Raising a Request is Possible – Do you have some queries or complaints to make
regarding your loan account or more? You can easily raise a request and check
its status and even details of earlier logged requests.
- Provide user Rating to Help your Lender Improve the Loan App – Rating the instant loan apps can also be done on it. It is an effective medium for the loan provider to improve its services based on the received ratings.
Some of the key features and benefits of applying for easy loans like a personal loan on apps like Bajaj Finserv App are now enlisted.
You can start applying for a personal loan on Bajaj Finserv App after downloading it from the Google Play Store or iOS Store.
Bajaj Finserv also offers pre-approved deals on many financial services like personal loans, home loans, EMI finance, credit cards and more. Such deals can help you ease off your loan procedures and make it less time-consuming.
